Konsumen Bank Islam di Indonesia: Siapa Mereka?

Authors

  • Maya Panorama Dosen Universitas Islam Negeri Palembang

DOI:

https://doi.org/10.30829/hf.v1i2.172

Keywords:

consumen, islamic bank, demand index

Abstract

The object of this study is consumen of Islamic bank. But this study different with mostly study which is focus on factor that influence customer choosing Islamic Banking. By focus on mapping for Islamic bank”s customer in Indonesia according to their characteristic such as age, income level, level og education, and sex, this research elaborate customer's demand basic on their characteristic. Methods use of the study by proposed a model of demand on customer. Reseach use proposed model by Dar (2008) in demand index. By this model, we found that there is 3 cateogries of Islamic Bank's Customer with different characteristic. As a conclusion this study give recommendation how bank create their product basic on the availability of their customer based on their demand.

Downloads

Published

2014-07-10

Issue

HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam | Vol. 1 | No. 2 | 2014

Section

Articles

License

Authors who publish with this journal agree to the following terms:

  1. Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
  2. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
  3. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).

HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam have CC-BY-SA or an equivalent license as the optimal license for the publication, distribution, use, and reuse of scholarly work.

In developing strategy and setting priorities, HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam recognize that free access is better than priced access, libre access is better than free access, and libre under CC-BY-SA or the equivalent is better than libre under more restrictive open licenses. We should achieve what we can when we can. We should not delay achieving free in order to achieve libre, and we should not stop with free when we can achieve libre.

HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam is licensed under a Creative Commons Attribution 3.0 International License

You are free to:

  • Adapt — remix, transform, and build upon the material for any purpose, even commercially.
The licensor cannot revoke these freedoms as long as you follow the license terms.