PENGARUH PERSEPSI RISIKO, EKSPEKTASI RETURN, BEHAVIORAL MOTIVATION DAN KEMAJUAN TEKNOLOGI TERHADAP KEPUTUSAN INVESTASI DI PEER TO PEER LENDING SYARIAH

Authors

  • Yunita Alnanda Sarawatari UIN Syarif Hidayatullah Jakarta
  • Asyari Hasan UIN Syarif Hidayatullah Jakarta
  • Iva Laili UIN Syarif Hidayatullah Jakarta

DOI:

https://doi.org/10.30829/hf.v8i2.9815

Keywords:

Behavioral motivation, investment decision making, purposive sampling.

Abstract

This study aims to determine the effect of perceived risk, xpected returns, behavioral motivation and technological progress on investment decisions in Islamic peer to peer lending. The research method used is quantitative research methods with primary data obtained from questionnaire data measured using a likert scale. Data processing in this study using multiple linear regression analysis through SPSS software. The results showed that the variables of risk perception and behavioral motivation had a significant effect on investment decisions in Islamic peer to peer lending, while the variables of return expectations and technological progress had no effect on investment decisions in Islamic peer to peer lending. This research is useful for financiers and Islamic peer to peer lending companies in particular to be able to improve the company's performance in order to achieve the company's goals.

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Published

2021-12-16

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HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam │ Vol. 8 │ No. 2 │ 2021

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