STUDI LITERATUR ISLAMIC FINTECH

Authors

  • Afrizal Afrizal STIE Eka Prasetya

DOI:

https://doi.org/10.30829/hf.v10i1.10852

Keywords:

Fintech, Islamic fintech

Abstract

This study aims to analyze the development of Islamic fintech and its role in Islamic finance from various literatures, especially journal articles of international repute and indexed by Scopus. This research is a type of qualitative-descriptive research with a literature study approach. The literature study was carried out by collecting journal articles that were in accordance with the research objectives using the Publish or Perish (PoP) application, then content analysis was carried out. Content analysis is an analytical method by trying to find out the content and intent of a text to produce an objective description. The results of the study show several findings, namely: first, the research topic is divided into three main topics, namely first, market analysis on what factors influence a customer to use or not use fintech, second, the impact of fintech on the economy, and third, fintech implementation. in various fields of the economy.

Author Biography

Afrizal Afrizal, STIE Eka Prasetya

Fakultas Ekonomi dan BisnisUniversitas Islam Negeri Sumatera Utara

References

Abdullah, O. (2016). Impact of Fintech to Islamic Finance. Retrieved May 20, 2018, from www.islamicfinance.com/2016/04/impact-fintech-islamic- finance/

Ali, H., Zaini, M. Z., Hashmi, H. S., Abbas, M. H., Shahid, M. W., & Tariq, U. (2018). Awareness and Knowledge of Fintech among Islamic Banking and Finance Students in Pakistan. Islamic Banking and Finance Review, 5, 2-22.

Aslam, H. (2017). FinTech and the Future. Pakistan Today. Retrieved May 15, 2018, from www.pakistantoday.com.pk/2017/03/20/fintech-the-future/

Baber, H. (2020). Financial inclusion and FinTech: A comparative study of countries following Islamic finance and conventional finance. Qualitative Research in Financial Markets, 12(1), 24-42. https://doi.org/10.1108/QRFM-12-2018-0131

Darmansyah, Fianto, B. A., Hendratmi, A., & Aziz, P. F. (2020). Factors determining behavioral intentions to use Islamic financial technology: Three competing models. Journal of Islamic Marketing, 12(4), 794-812. https://doi.org/10.1108/JIMA-12-2019-0252

Hasan, M. (2018). Islamic Fintech in Simple Terms | Ethis Crowd Blog. [online] Ethis Crowd Blog. Retrieved July 10, 2019, from https://www.ethiscrowd. com/blog/understand-islamic-fintech-simple-terms/

Hasan, R., Hassan, M. K., & Aliyu, S. (2020). Fintech and Islamic Finance: Literature Review and Research Agenda. International Journal of Islamic Economics and Finance (IJIEF), 3(1), 75-94. https://doi.org/10.18196/ijief.2122

Hudaefi, F.A. (2020), "How does Islamic fintech promote the SDGs? Qualitative evidence from Indonesia", Qualitative Research in Financial Markets, Vol. 12 No. 4, pp. 353-366

Kaji, S. (2021). An Overview of Fintech on The Economics of Fintech. Editor: Kaji, Sahoko, Nakatsuma, Teruo, Fukuhara, Masahiro. Singapore: Springer Nature

Miskam, S., Yaacob, A. M., & Rosman, R. (2019). Fintech and Its Impact on Islamic Fund Management in Malaysia: A Legal Viewpoint. Emerging Issues in Islamic Finance Law and Practice in Malaysia, 223-246. https://doi.org/10.1108/978-1-78973-545-120191019

Moleong, L. J. (2017). Metodologi Penelitian Kualitatif. Bandung, PT Remaja Rosdakarya.

Narayan, S. W. (2019). Does Fintech Matter for Indonesia's Economic Growth? Bulletin of Monetary Economics and Banking, 22(4), 437-456.

Nashori, F. (2008). Psikologi Sosial Islami. Jakarta, PT. Refika Aditama.

Ningrat, G., & Nurzaman, M. S. (2019). Developing Fintech and Islamic Finance Products in Agricultural Value Chain. Journal of Islamic Monetary Economics and Finance, 5(3), 491-516. https://doi.org/10.21098/jimf.v5i3.1077

Niswah, F. M., Mutmainah, L., & Legowati, D. A. (2019). Muslim Millennial's Intention of Donating for Charity Using Fintech Platform. Journal of Islamic Monetary Economics and Finance, 5(3), 623-644.

Noor, A., Ahamat, H., Marzuki, I., Wulandari, D., Junaidi, A. A., Lisdiyono, E., & Trisnawati, B. (2021). Regulation and consumer protection of fintech in Indonesia. Linguistics and Culture Review, 6(August), 49-63. https://doi.org/10.21744/lingcure.v6ns3.1938

PwC. (2017). Customers in the Spotlight: How FinTech Is Reshaping Banking. [online] PwC. Retrieved June 29, 2019, from https://www.pwc.com/gx/en/ industries/financial-services/publications/fintech-is-reshaping-banking.html

Rabbani, M. R., Khan, S., & Thalassinos, E. I. (2020). FinTech, blockchain and Islamic finance: An extensive literature review. International Journal of Economics and Business Administration, 8(2), 65-86. https://doi.org/10.35808/ijeba/444

Rahim, F. A. (2016). Fintech Pitch for Islamic Bank: Three New Areas of Services. Master Thesis, INCEIF Malaysia, 1-7

Sa'ad, A. A., Ahmad, K., & Saleh, A. O. H. (2019). P2p islamic fintech investment innovation. A proposal of mushĀrakah smart contract model for smes financing and social development. Al-Shajarah, 2019(Special Issue IslamicBanking and Finance 2019), 169-184.

Shaikh, I. M., Qureshi, M. A., Noordin, K., Shaikh, J. M., Khan, A., & Shahbaz, M. S. (2020). Acceptance of Islamic financial technology (FinTech) banking services by Malaysian users: an extension of technology acceptance model. Foresight, 22(3), 367-383. https://doi.org/10.1108/FS-12-2019-0105

Usman, H., Mulia, D., Chairy, C., & Widowati, N. (2020). Integrating trust, religiosity and image into technology acceptance model: the case of the Islamic philanthropy in Indonesia. Journal of Islamic Marketing. https://doi.org/10.1108/JIMA-01-2020-0020

World Bank Group. (2020). Leveraging Islamic Fintech to Improve Financial Inclusion. Leveraging Islamic Fintech to Improve Financial Inclusion. https://doi.org/10.1596/34520

Zuchdi, D. (1993). Panduan Penelitian Analisis Konten. Yogjakarta : Lembaga Penelitian IKIP Yogyakarta

Downloads

Published

2023-06-30

Issue

HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 10 │ No. 1 │ 2023

Section

Articles

License

Authors who publish with this journal agree to the following terms:

  1. Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
  2. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
  3. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).

HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam have CC-BY-SA or an equivalent license as the optimal license for the publication, distribution, use, and reuse of scholarly work.

In developing strategy and setting priorities, HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam recognize that free access is better than priced access, libre access is better than free access, and libre under CC-BY-SA or the equivalent is better than libre under more restrictive open licenses. We should achieve what we can when we can. We should not delay achieving free in order to achieve libre, and we should not stop with free when we can achieve libre.

HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam is licensed under a Creative Commons Attribution 3.0 International License

You are free to:

  • Adapt — remix, transform, and build upon the material for any purpose, even commercially.
The licensor cannot revoke these freedoms as long as you follow the license terms.