PENGARUH INFLASI DAN KURS TERHADAP UJRAH DALAM PEMBIAYAAN MUSYARAKAH MUTANAQISAH PADA PT. BANK MUAMALAT INDONESIA, TBK CABANG PEMATANGSIANTAR

Penulis

  • Nuri Aslami Mahasiswa Jurusan Ekonomi Islam, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Sumatera Utara

DOI:

https://doi.org/10.30821/se.v1i1.234

Abstrak

This study aims to determine how the effects of inflation and exchange rate against ujrah, musyarakah, mutanaqisah PT Bank Muamalat Indonesia, Tbk Branch Pematang Siantar. This research is a field research using quantitative and qualitative approaches. The data used are secondary data, ie., data obtained from the Central Statistics Agency report, Report of Bank Indonesia, and the financial statements of PT Bank Muamalat Indonesia, Tbk Branch Pematang Siantar. The data were processed using SPSS 16. The analysis used is multiple linear regression analysis. The results showed that the inflation and the exchange rate (the independent variable) affects ujrah in Musharakah financing mutanaqisah (dependent variable). The independent variables in this study could explain the change by 3.4% and the rest (96.6%) is explained by other variables beyond the variables used. Partially, the level of significant 5% and t table of 2034, inflation and exchange rate does not significantly affect the Musharakah financing ujrah mutanaqisah. This is demonstrated by the t value inflation of 0. 489 and texchange rate of 0899.

Unduhan

Diterbitkan

2015-01-06

Terbitan

STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. 1 | No. 1 | 2015

Bagian

Articles

Lisensi

Rights of Authors

Authors retain the following rights:
1. Copyright, and other proprietary rights relating to the article, such as patent rights,
2. the right to use the substance of the article in future own works, including lectures and books,
3. the right to reproduce the article for own purposes, provided the copies are not offered for sale,
4. the right to self-archive the article.

User Right

Under the Creative Commons Attribution-NonCommercial 4.0 International (CC-BY-NC), the author(s) and users are free to share (copy, distribute and transmit the contribution).

Licensing

All journal content is licenced under a Creative Commons Attribution NonCommercial 4.0 International License that allows others to use the articles for non-commercial purposes with an acknowledgement of the work's authorship and initial publication in this journal.

STUDIA ECONOMICA: Jurnal Ekonomi Islam is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License

You are free to:

  1. Share — copy and redistribute the material in any medium or format
  2. Adapt — remix, transform, and build upon the material
  3. The licensor cannot revoke these freedoms as long as you follow the license terms.