ANALISIS PENGARUH DANA PIHAK KETIGA DAN TINGKAT BAGI HASIL TERHADAP PEMBIAYAAN PADA PT. BANK MUAMALAT INDONESIA.Tbk CABANG MEDAN

Penulis

  • Affan Syu’aidi

DOI:

https://doi.org/10.30821/ajei.v2i1.772

Abstrak

The main activity of the bank is to mobilize funds from the public for further distribution to individuals or institutions in the form of loans for various purposes. In this case, Bank Muamalat Branch Medan issued a financing product with Islamic principles. The purpose of this study to verify the influence of third party funds and influence the profit sharing to finance at Bank Muamalat Branch Medan by using multiple regression analysis. The data used is data per quarter from the first quarter of 2009 until the fourth quarter of 2016. Data collection technique used documentation study to look at the financial report of Bank Muamalat Branch Medan. The results were obtained with an alpha level of 5%, which showed that partially fund a third party and the level of revenue sharing positively affect financing in Bank Muamalat Branch Medan.

Referensi

Peraturan Pemerintah No. 72 Tahun 1992 Pasal 6 tentang Perbankan Bagi Hasil.

Undang-undang No. 21 tahun 2008 bab II Pasal 3 tentang Perbankan Syariah (asas, tujuan dan fungsinya).

Adiwarman karim. Bank Islam, Analisis Fiqih Dan Keuangan, Edisi ke 3, (Jakarta, 2006), h. 30.

Kasmir, Manajemen Perbankan, (Jakarta, Raja Grafindo Persada, 2009), h. 35.

Ibid, h. 78.

Undang-undang No.10 Tahun 1998 tentang Deposito Syariah.

Adiwarman Karim. Bank Islam: Analisis Fiqh dan Keuangan (Jakarta: PT. Raja Grafindo Persada, 2004), h. 38.

Muhammaf Syafi'i Antonio. Bank Syariah: Dari Teori ke Praktik. (Jakarta: Gema Insani, 2001), h. 27.

Tarsidin, Bagi Hasil: Konsep dan Analisis, (Jakarta, FE UI, 2010) h. 192.

Gujarati Juga Menjelaskan Penyimpangan Asumsi Klasik Ini Di Bukunya Ekonometrika Dasar, h. 157-224.

Ibid, h. 183-189.

Wahyu Ario Pratomo Dan Paidi Hidayat. Pedoman Praktis Penggunaan Eviews Dalam Ekonometrika. (Medan: Usu Press, 2007), h. 93-96

Sendi Gusnandar Arnan Dan Imas Kurniawasih. Pengaruh Jumlah Dana Pihak Ketiga Dan Tingkat Nonperforming Financing Terhadap Pembiayaan Mudharabah Pada Bank Umum Syariah Di Indonesia. (Proceedings SNEB 2014).

Unduhan

Diterbitkan

2017-07-01

Terbitan

Jurnal At-Tawassuth | Vol. II | No. 1 | 2017

Bagian

Articles

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